The connected platform thesis
Why isolated applications will not build the next digital economy.
Technology & Venture Studio · Dar es Salaam
Building Digital Infrastructure for Africa.
SHAM Digital builds technology products that connect people, businesses, markets, finance and intelligence, creating simpler and more accessible digital experiences across Africa.
The family
One studio. Seven products.
A growing portfolio of digital products built for the realities and opportunities of Africa. Each one is a brand of SHAM Digital Services Limited.
- SHAMGrow. Trade. Finance.
MauzoSell. Track. Grow.
DILIMove. Finance. Insure.
SihaPlusOne Identity. One Wallet. One Rail.
FyundiFundi karibu yako.
OPTLARun Your Business. Smarter.- MOYOAI Built Around People.
SHAM MAUZOThe point of sale and back office for Tanzanian shops, restaurants and retailers, built to keep selling when the network drops.
- Offline-first tillAn Android POS that keeps selling without internet and syncs when the connection returns.
- Mobile moneyM-Pesa and other mobile money payments recorded against the sale, alongside cash.
- ReceiptsA clean receipt for every sale, printed or shared.
Field testing · v0.3 · Portal + desktop in development
Explore MauzoHave a problem worth a product? Start a conversation
How the family connects
Separate products. One shared design.
Each product stands alone, but they are designed around the same identity, the same mobile money rail and records that can travel between them. This shows the shared design; the products do not run live integrations yet.
- MauzoSHAMSale recordA Mauzo sale becomes a trade record in SHAM.
- DILISHAMMauzoLogistics legA DILI delivery is the logistics leg of a SHAM or Mauzo trade.
- FyundiMobile money railMobile moneyA Fyundi job is paid on mobile money.
- OPTLAevery productAI layerOPTLA's AI layer reads across every record.
- SihaPlusIdentity + wallet railIdentity + walletSihaPlus uses the same identity and wallet rail.
Our approach
From problem to product.
Every product in the family goes through the same four steps. Each step has already happened somewhere in the family.
Step 1: Discover
Identify real problems and underserved opportunities.
In practiceMauzo began with shopkeepers’ paper sales books.
Step 2: Build
Design and develop technology around the problem.
In practiceFyundi’s Match Score ranks technicians on seven signals.
Step 3: Launch
Turn products into usable businesses and platforms.
In practiceMauzo v0.3 is in field testing on Android.
Step 4: Scale
Expand products across markets, sectors and African economies.
In practiceDILI’s first corridors run from Dar es Salaam to five regions.
Our focus
Six areas. One thesis.
Agriculture
Helping producers, cooperatives and businesses connect production with markets and finance.
Trade & retail
Making commerce, selling and market access more connected and efficient.
Finance
Building technology that connects people and businesses with financial infrastructure.
AI
Applying artificial intelligence to everyday products, businesses and human experiences.
Logistics
Connecting movement, transport, delivery and commerce.
Digital services
Making everyday services easier to discover, access and manage.
Roadmap
Where each product stands.
7 products1 in the field2 launch dates set
Modelled, 1 product
Prototype, 5 products
Pilot, 0 products
Next: SHAM and Fyundi
Field test, 1 product
Launched, 0 products
Next: Fyundi · Dec 2026
Stages come from each product’s current status. Dates are targets, not commitments.
Insights
What we are thinking about.
Notes on technology, AI, the African digital economy and the work of building products.